April 7, 2020

#Isofinance Tips – Debt Review, Subscriptions Stocktake, Budgeting & Unclaimed Money

We have all been affected in some way by this virus, some more so than others. For those who have found themselves financially affected or out of employment we truly do feel for you. We hope that economically we rebound from this sooner rather than later as I personally can relate to the toll financial stress can have on someone.
February 8, 2019

Royal Commission: Our side of the story

No doubt you will have heard about the Royal Commission recommendations in the media this week. The recommendations relating to the way mortgage brokers are paid, if brought to fruition, will be terrible for competition therefore increasing the costs of borrowing for all Australians. Smaller lenders and online lenders largely rely on brokers to sell their loans and without us, they will cease to exist and drive people back to the Big 4 Banks. This is obviously a great outcome for the Big 4 Banks which has been reflected in their share price immediately after the recommendations were announced
February 4, 2019

Investment property purchase in Mudgee with rental yield 7.3%

Like many people in Sydney, I can’t (yet) buy where I want to live as saving that sort of deposit would seemingly take me the rest of my life! I decided to put the savings I had into an investment property instead which is getting more and more popular amongst Millennials or anyone who wasn’t lucky enough to have property in Australia over the last 20 years!
February 4, 2019

What is negative & positive gearing?

Due to the endless increasing regulation in our industry, I need to start by telling you that I am not a Tax Advisor or an Accountant so the contents of this blog (and all my blogs) constitutes general advice only.