January 10, 2019
Submitting a loan is not like it used to be. The bank ask for evidence of absolutely everything, basically down to what you had for breakfast! There are a few deal breakers to look out for if you are considering applying for a loan.
January 9, 2019
If you are feeling like you just can’t get ahead of your credit card debt you are not alone. According to a recent report by Australian Securities and Investments Commission (ASIC), 18.5% of consumers are overwhelmed by their credit card debt with outstanding balances now totalling $45 billion (yes, BILLION!!).
December 7, 2018
You may have heard the words serviceability and/or borrowing capacity in relation to a loan application or in the media lately. Serviceability and borrowing capacity are the same thing.They both mean the ability of a borrower to meet loan repayments, based upon the loan amount, the borrower’s income, expenses and other commitments.
December 7, 2018
I’m sure to some the whole notion of goal setting has become some what cliché but, I cannot recommend it highly enough. I’m writing to give you some hints and tips to get started, hopefully you will enjoy the process and achieve some things you may not have otherwise.